Disability Income Insurance

What would happen if an accident or illness prevented you from working? For most of us, our lifestyle is dependent upon the family breadwinners' income. Disability income insurance provides replacement income if you're unable to work due to an illness or injury.

Coverage for individuals
Ohio National's individual policies are available for people in all types of occupations. Whether you're a doctor, cabinetmaker, executive, teacher or technician, your Ohio National representative can design a disability income policy to meet your needs and budget.

Coverage for small-business owners
Ohio National offers two types of disability income policies to protect small-business owners and their companies.

·       Business Overhead Expense (BOE) reimburses businessowners for the expenses necessary to keep their company running upon the disability of any of the owners.

·       Business Buy-Sell provides the funds to effect an orderly transfer of ownership in the event of a business co-owner's disability.

Protect your income
Ohio National's ContinuON Income Solutions® disability income insurance products can provide the funds to protect your lifestyle should you suffer an unexpected illness or injury. Our policies are industry leaders, with strong contractual definitions, competitive features and pricing.

How much disability income insurance do you need?  Find out using the nonprofit LIFE Foundation's calculator, linked above at right. 

Talk to your Ohio National representative today. To find a representative, please use the link at left above. 


Disability income insurance is issued by Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to conduct business and products not distributed in NY. Disability income insurance is not available in CA.

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